Yes, you would spend it but it has t be wisely. You get a payrise and you begin to imagine all the things you have wanted to buy. Then you go ahead and spend on meaningless expenses. You do not need to spend all your extra cash when you get a raise.
It is advisable you invest more because your extra cash gives you an opportunity to invest more especially if you are under 40. It makes more sense to increase your portfolio of investments as you have been doing.
Doing this increases your net investments and provides you with better retirement savings. Securing your life after work is very vital and if today, you are spending your investments you might not have enough for the future.
Think over it and reinvest your extra income you will get from JANUARY 2009.
Best Regards
1 comment:
Quite ok. I believe i will start saving up from next month.
Quality article.
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