Do you want to retire poor?

What a question? who wants to? the truth is that it is likely a lot of people would retire poor if they do not start to plan for their future now!!

If you are still in your 20s or 30s, then you would be in a better position to start to save for your retirement. It might be small sums now but if you actually save and give your money time to compound, then would you realize that you can actually have more by the time you retire. if you are into your 40s, then you are late on your retirement savings and would need to save larger sums to reach your financial goal.


Saving for your your future is very important and only you can be in charge of it. Take control now.

Cheers.

YOUR MONEY OR YOUR LIFE!!!!

How do you value your money in relation to your life? Well for some of us, life is not to be taken too seriously while to others money is a defining factor. One thing we all agree on, explicitly or implicitly is that ‘Money is something we choose to trade our life energy for’. When we work, we trade our life energy for the money we make.

It is worthy to note that whatever we earn at the end of the month, we have actually traded our life energy for it. For instance your monthly pay is N70, 000. In real value terms you have traded a month of your life for less than N70, 000 because you would pay your tax, buy office clothes, food for the home etc.

One thing is certain; you need to trade your energy/time for money as that ensures continuous survival but it really mustn’t be at your detriment. Ensuring that your lifestyle is proportionate to your money is really important so as to not be tempted into illegal acts.

As we all know, time is money. Endeavour to use yours well

Cheers.